Publications
Beyond licensing: Can Malta become a launchpad for Europe’s next fintechs?
An analysis of Malta's opportunity to develop as a European base for fintech businesses, looking beyond licensing towards substance, governance, technology and the wider financial services ecosystem.
September 2026The EBA’s Review of MiCA
Is MiCA’s regulatory perimeter about to change?
The EBA’s latest review of MiCA highlights several developments that could shape the next phase of EU crypto-asset regulation. Among the areas receiving particular attention are:
🔹 Third-country multi-issuer stablecoin arrangements;
🔹 The classification of crypto-assets and their boundaries with other EU financial-services legislation;
🔹 Crypto-asset lending, borrowing and DeFi.
For businesses operating in the digital-asset space, these developments raise an important question: Does your business model remain within the same regulatory perimeter as the framework evolves?.
September 2026